Category: BUSINESS

A t-shirt is a unisex clothing item. Most people own t-shirts. The average Australian has about a dozen tees. You can opt for the standard tees that are readily available in the market. Alternatively, you can choose Perth custom tees.

If you want to look unique, a custom tee should be your choice. There is no need to look like every Tom, Dick, and Harry. You need a tee that is highly personalized. You can easily customize t-shirts online using web-based software. You will need to specify every single detail that you want to see on a t-shirt. After doing so and submitting your design, manufacturing will begin and you will receive the completed product after some days.

Your t-shirts should stand out. They should reflect your personality. Your tees should brand you. With the standards tees that are mass-produced in China, the best that you can achieve is looking the same as a thousand other people. With a custom tee, you will look different. That is because you will personalize every single detail of your t-shirt.

You will first have to select your size. You need a perfectly fitting t-shirt. It should not be too baggy or too tight. Secondly, you will choose the color. The most popular t-shirt colors are white, black, and green. You might decide to have your favorite quote on your t-shirt. In doing so, you will inspire yourself and inspire others. Alternatively, you can print a graphic or a picture on your t-shirt. The writing or the picture can be on the front or on the back.

You need to choose a suitable t-shirt material. Cotton tees are the best. That is because cotton is absorbent, comfortable on the skin, and easy to wash. China is the biggest cotton producer. The US follows it. The mass-production of most t-shirts happens in Asian countries like Bangladesh because of the availability of cheap labor in those countries. The production of designer t-shirts and custom tees is likely to happen in Western countries.

Perth custom tees are particularly helpful in marketing. Your business needs to harness the marketing power of a t-shirt. One of the first things that people usually see when they meet others is their clothing. People will not fail to notice the t-shirt that you are wearing and the message that it contains. A simple t-shirt can spread your marketing messages to a wide audience.

The Bottom-Line

It is good to be unique. You should have your own sense of fashion. With custom tees, you will have a unique appearance. You can wear a t-shirt with a pair of shorts or jeans.

Business development companies (BDCs) are increasingly garnering investor attention, primarily for their sky-high yields. If you are keen on investing in BDCs too, then we won’t judge you. But kindly note, like with every other type of investment, there are risks and pitfalls associated with BDC investing also. This means you must do your research and be quite particular about the business development company Melbourne you choose to put your money with.

What is a BDC?

Let’s learn a bit more about BDCs. Compared to more established firms, smaller or middle-level companies have a hard time raising capital the traditional way. These mid-level companies are private companies, usually non-investment grade, which is why traditional lending institutions such as banks are unlikely to offer them growth capital. A BDC fills the vacuum by offering equity financing and debt to mid-market firms.

Technically, a BDC is an RIC (regulated investment company). It’s a closed-end investment channel that investors cannot liquidate at will, unlike mutual funds. A BDC’s structuring is similar to REIT (real estate investment trust).

A BDC can refrain from remitting corporate taxes if it offers 90 percent of taxable income as dividends. Due to this requirement, BDCs end up keeping little earnings to themselves and have to raise capital from equity and debt markets to grow as an institution.

Types of BDCs

BDCs come in varieties. They vary in the kind of loans they generate, the industries they serve, etc. Some of them exclusively deal in floating rate loans. The rates go up when market interest rates rise. As an investor, you should look into these aspects before investing in a BDC. Also, BDCs could be externally and internally managed.

An externally managed BDC has a higher cost structure since the management doesn’t work for the firm. The management is taken care of by an external financial firm, which typically excels in mid-market lending and is given a hybrid fee comprising a base rate and performance fee. Usually, the performance fee is 20 percent of NAV (net asset value). Internally managed BDCs have their own set of rules and unique traits too.

Dividends and Payouts

Besides the 90 percent dividend payout, some BDCs could also offer special dividends at times. This is usually the resort when companies have not been consistent with their payouts and want to catch up. A special dividend scenario also happens when profits are higher than normal. Variable payouts is a trait that can also be identified with good BDCs at times, thanks to their business model structure devised for tax reasons.

Four Percent Group by Vick Strizheus is an online marketing course that will teach you how to set up sales funnels, which are designed to generate profits within a short time period. Your existing level of advertising experience is irrelevant. Even if you are completely new to online promotion, you can be up and running quickly with the help of this product.

After you initially sign up to the course, you are presented with a sequence of setup instructions. This consists of several videos where Vick Strizheus gives you a summary of the whole methodology, and outlines why the business model works and when you can expect to see your first profits. This method is well suited to seasoned marketers, as well as those who have never made money online before.

Customers who purchase the Four Percent Group system are given access to more than thirty passive income streams, along with support from experienced marketers. The website features a review section, with numerous video testimonials. Many people who leave testimonials seem to mention that the course is extremely easy to follow.

Once you begin to advance through the course, you will not be bombarded with countless upsells. This is a common complaint with other similar courses. The Four Percent Group only offers additional products for sale that will genuinely help you. It is advisable to follow the course recommendations and purchase a range of extra tools – such as ClickMagick, ClickFunnels, LeadPages, as well as several others. Nonetheless, this is not compulsory and you can still experience success without them. These tools will allow you to increase your earnings, and you can make a commission on them too.

Vick Strizheus is a well known name in online marketing circles, and he has made millions of dollars from his various ventures. He is an inspirational speaker, who pushes students to achieve success in their lives. In lots of his training videos, he talks about adopting the correct mindset for success, rather than focusing too much on specific techniques. He tries to instill in students the importance of treating their work like a proper business. Naturally, like any business, temporary obstacles are bound to arise. However, having the mental fortitude to overcome these problems is what separates the winners from the losers. He provides plenty of practical advice as well.

Four Percent Group Review Final Thoughts

This course is intended for the average person, who is willing to invest some effort and time in themselves. It is an easy to learn method, which produces passive profits in spades. After you set it up, you will have an asset that will make you money automatically for the foreseeable future.

When it comes to owning a business, nothing is more difficult than maintaining success. In reality, many businesses enjoy a period of sustained success before something goes wrong. A slight misstep can cause a multimillion dollar company to declare bankruptcy. The stakes are even higher for small businesses, though. Fortunately, newer business owners can avoid problems with the right info.

Consider the following best business success tips:

1. Make sure the core business idea will exist tomorrow.

Business owners need to remember that not all business ideas are worthwhile. In fact, many businesses that operate today may not remain in operation 10 years from now. A business must be built upon a solid concept that won’t disappear overnight. The core idea or operation requires longevity. Likewise, owners must continue to innovate and keep their business ahead of competitors.

2. Keep expenses low and profits high whenever possible.

Thousands of companies lose money or outright collapse due to high costs. A high revenue number each year means nothing if the expenses reach astronomical levels. Therefore, a business owner cannot afford to let costs get out of hand. Maximizing profits and keeping overall costs down are the keys to success.

3. Proper organization and operational systems are vital.

A successful company can continue to operate in a disorganized manner but not indefinitely. Poor organization will eventually bring a business to its knees, figuratively speaking. Without a doubt, business owners need to keep things organized from the actual business location to the way in which it operates.

4. Count every penny and know what money goes toward.

Poor accounting is another form of bad organization, and it affects small businesses every day. When a business cannot account for its money, then something is wrong. To avoid issues, business owners should keep track of every penny entering and leaving the business accounts. Excellent accounting pays dividends each day.

5. Don’t spend too much on advertising and marketing.

Coming back to high expenses, far too many companies overspend on marketing and advertising. Businesses tend to pay “experts” to handle their marketing efforts. Sadly, such an approach backfires for many businesses, especially smaller ones. The task of marketing should be kept in house with cost-effective solutions.

All business owners should follow these best business success tips and others to avoid problems. In the end, an owner will learn over time through trial and error how to run a successful business. Some businesses start out successful, and others grow into success. Many more companies hemorrhage money at some point and go out of business, though. Such results are often avoidable.

The successful growth of a company depends on its business plans. These plans provide a guide to the company’s owners, managers and employees. The guidance helps determine how best to plan the growth of the business. Everyone is prepared for unforeseen changes in the industry and market. It is important to understand that there is a difference between business planning and strategic business planning.

A simple business plan outlines how the business will be established and developed. It determines who will be taking operational decisions and what type of value those individuals will bring to the table. The plan determines the competition. It takes into account the market research that shows weaknesses and strong points of competing businesses. The customer is defined in clear terms. The planner decides what type of customers should be targeted. The business plan outlines the type, size, location and scope of the market. Overall, a business plan defines the business, customer and market. Basic aspects of all these subjects are discussed in the plan clearly. The team members know their role in the organization and what they are required to do.

A strategic business planning limits itself to the action plans. It is used to devise strategies for achieving particular goals of the business. It clearly outlines how the success will be measured, what type of metrics will be used to measure the success, and what type of resources is needed to achieve those goals. There is clear direction with fixed timetable and schedules for each activity and goal. Each action is planned in advance.

A business plan is useful when establishing a business. It helps obtain funding from investors and lenders. They can study the business plan to understand how the entrepreneur plans to develop the business and take it forward. The strategic planning for the business, on the other hand, is devised once the business has been established and it is on track to achieve its initial goals. A strategic planning is done for next 3-5 years. It is divided into various phases. The benchmark dates are set so the team members try to achieve their goals within the defined time limit. The plan may be evaluated yearly or half-yearly.

Every evaluation report reveals if there has been slackness on the part of a team in achieving their targets. The data shows why and how the team failed to achieve its targets. The conclusion may require tweaking the next stage of the strategic plan. A simple business plan is the foundation on which the business is established. A strategic business plan gives direction to the team about how to achieve specific targets. It sets the strategic direction of the company. Unlike the initial business plan that is made available to external stakeholders, a strategic plan is limited to internal team members. It works as a guide to inspire, motivate and lead employees in achieving the set business goals.